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When it comes to behavioral health coverage, Anthem is among the nation’s top family and individual providers. Anthem has long-since viewed mental and physical health as closely intertwined, and it is dedicated to helping individuals and families across the country receive the quality, integrated care they need and deserve. In fact, Anthem is the nation’s second-largest health plan-owned behavioral health company, currently serving more than 13.8 million members across the country. Anthem offers both Medicaid and Medicare, two US government programs designed to bring affordable and quality healthcare to members of different demographics. In most instances, Medicare will cover men and women who are over the age of 65, and Medicaid eligibility is based predominantly on income (and will be made accessible to individuals and families in lower income brackets). Anthem offers standard healthcare as well as dental insurance and vision insurance, and – as previously mentioned – puts a strong emphasis on the importance of accessible behavioral healthcare.

A top of mind concern for many people is cost, but it’s important to know that most health insurance companies offer some degree of coverage for addiction treatment services. Anthem serves more than 73 million Americans through its affiliated health plans. As one of the largest health companies in America, Anthem recognizes the major role it can play in ensuring as many people as possible have access to comprehensive health coverage – including coverage for substance abuse treatment services.

Medical Detoxification & Residential Treatment Coverage

Medically monitored detox is a necessary first step on every recovery journey. Many individuals who have been suffering at the hands of a substance use disorder mistakenly believe that they can withdraw on their own before entering into an inpatient rehab. While it is true that not all symptoms of drug withdrawal are life-threatening, complications that result from withdrawal symptoms are often extremely dangerous. At very least, the intense psychological cravings that coincide with drug withdrawal often lead an individual back to using before the detox process is complete. At CuraWest we strongly encourage medical detox regardless of which substance was being used, and regardless of the length of and severity of use.

While medical detox is an important first step, it is not effective as a standalone treatment option and should be closely followed by a higher level of clinical and therapeutic care. At CuraWest we encourage our clients to transition from the detox portion of our program into the residential portion of our program, where they will continue to heal the body, mind, and spirit.

The good news is that private insurance companies like Anthem very often cover the entire stay in a medical detox center and the majority of services offered by residential treatment. The Affordable Care Act (ACT) was first developed in 2010 to ensure that insurance companies were considering behavioral and mental health an integral part of comprehensive well-being, and that they were consequently considering substance use treatment an essential healthcare benefit.

In many instances, the type of insurance you have will dictate which kind of substance abuse-related treatment services are available to you. In the case of Anthem, medical detox and residential treatment if typically covered. If you are unsure as to whether or not your current policy covers detox, simply give us a call and we will walk you through a simple, obligation-free insurance benefit check.

The primary features of Anthem’s behavioral health coverage include:

• Great access to a fully vetted network of specialty behavioral health providers
• Access to both acute care and free-standing specialty hospitals.
• Care managers who are licensed and experienced in health management.
• Substance abuse and mental health treatment in approved facilities, including services offered at CuraWest – Detox & Recovery Center.
• Coverage for different levels of substance abuse treatment facilities, including partial, intensive outpatient and residential treatment.

Inpatient Addiction Recovery

Once a client has been medically cleared and deemed physically fit to enter into the next appropriate level of clinical care, he or she will almost always transfer directly into an inpatient rehab program. Depending on the type of substance that was being used and the severity and length of use, inpatient treatment will typically last for between one and three months. However, the length of a client’s stay may be extended to up to six months if deemed necessary. At CuraWest we offer a highly comprehensive and individualized program of addiction recovery which includes inpatient treatment. We believe that because active addiction viciously attacks the mind, body and the spirit, recovery should focus on the restoration of physical, psychological and emotional well-being. Our inpatient recovery program begins with an in-depth assessment that is conducted upon admission. This will help our compassionate and dedicated team of qualified and experienced professionals determine which treatment modalities will be the most beneficial for each individual client. For example, if it is determined that a client has a history of mental illness, they will regularly meet with a psychiatrist in addition to a licensed addiction therapist. If it is determined that a client has a history of unresolved trauma, he or she will be placed with a therapist who has an extensive personal history in trauma-informed care.

When committing to inpatient treatment, there are numerous components to consider — one of the most important being how to effectively cover all treatment costs. At CuraWest we accept most major insurance providers, including Anthem. One of our main priorities is ensuring that quality clinical care is available to all those who seek it.

Which Programs Does Anthem Cover?

At CuraWest we offer our clients a comprehensive continuum of clinical care. Some of the programs we offer that can be covered by insurance policies like those offered by Anthem include:

• Medically monitored detox, which typically lasts for between one and two weeks (and longer if deemed necessary by our team of experienced clinicians).
• Clinical and medical assessments, which typically take place upon admission to medical detox or inpatient drug and alcohol rehab.
• Addiction treatment services, such as those offered in inpatient or residential treatment (or in a lower level of clinical care, such as intensive outpatient or outpatient treatment).
• Case management services.
• Intensive therapeutic care, including individual therapy sessions, group therapy sessions and family therapy sessions whenever possible.
• Comprehensive aftercare planning.

If you want to know more about which specific services are covered by your current insurance policy, simply give us a call today at (888) 693-1794.

How can I find out what services are covered with Anthem at CuraWest?

Deciding to pursue addiction treatment and lifelong recovery is a big decision. It requires a lot of strength. When you or your loved one are ready to take the leap, you’ll want to minimize the amount of “unexpected” that can pop up along the way. Contacting our insurance specialist team is a great way to have a clear picture of your financial benefits and obligations.

Getting Started on the Road to Recovery

At CuraWest getting started on the road to recovery is simple, straightforward and stress-free. The unfortunate reality is, many individuals who are in desperate need of clinical care fail to seek or receive the help they need, either because they believe that they cannot afford treatment or because they are unaware that so many cost-related resources are available to them. Some insurance companies will provide their clients with a list of “in-network” resources, ensuring that substance abuse treatment comes at a lower cost. Other insurance providers will ask individuals who are seeking inpatient treatment and medical detox services to cover a small co-pay, premium or deductible. If you are concerned about covering the cost of substance abuse treatment, we are available to help. Even if you are currently uninsured, our team of Financial Advisors will work with you to come up with a viable option.

We sincerely believe that quality clinical care should be available to all who seek it. We also believe in a multi-phased continuum of care; medical detox alone does not lend itself to a lifetime of fulfilled sobriety. Other recovery services are necessary. For this reason, the majority of our treatment services (if not all of our treatment services) are covered by most major national providers including Anthem.

No Obligation Benefit Check

One of the initial services we provide is a free, no obligation insurance benefit check. For a quick web form insurance verification check (click here), or simply give our Treatment Advisors a call at (888) 693-1794 and they will ask you several simple, non-invasive questions about your current policy. If you are currently insured with Anthem, there is a good chance that part or all of your stay in medical detox and inpatient treatment will be covered. If you are currently uninsured, we will work closely with you to explore all viable options. There is absolutely no reason why those who are seeking quality clinical care should be left without it. At CuraWest our main priority is client comfort and convenience – not just when the actual treatment begins, but beforehand, too. Simply give us a call today, and we will answer any and every question you may have while doing everything in our power to get you started on your own personal journey of addiction recovery as quickly and effortlessly as possible. We look forward to speaking with you soon.